Waterloo Escorts & Adult Services
The Waterloo independent escorts are known for the sensuality, pleasure and flirtatious fun that they always provide to anyone who is looking for it! They are the perfect companions that will surely turn any afternoon into an unforgettable night!
With adult services such as massages, in calls, BDSM, oral play and many others, your sexual and romantic needs will surely be met and surpassed with all the experience that they have gathered throughout the years, all while looking incredibly stunning with their soft curves and bubbly personalities.
Waterloo is an inner-city suburb of Sydney, in New South Wales, known mostly for its history as being a working-class region!
There is always something to do and see with the right company and, there is certainly no better company than the independent escorts in Waterloo so, engage and enjoy all the sensuality and pleasure that they have to offer while in the area!
View our Sydney bodyrub service provider.
Amara Laurent 💋
INCALL RATES
15 Minutes — $250
30 Minutes — $300
45 Minutes — $400
1 Hour — $600
——————————————————————————
OUTCALL RATES
$100 additional ontop of INCALL rates.
——————————————————————————
GFE UPGRADE +$150
For those seeking a more affectionate and connected experience.
• Kissing
• Cuddles
• Genuine chemistry
• Passionate energy
• Relaxed, natural flow
——————————————————————————
PSE UPGRADE +$200
For those seeking a more elevated and indulgent experience.
• Everything included in GFE
• Greater passion and intensity
• Playful teasing
• Extended attention
• A more immersive experience
——————————————————————————
ADD ONS
DFK $ 50
GOLDEN SHOWER ( on you ) $100
——————————————————————————
BOOKING ENQUIRES
Pease include:
• Age
• Requested date & time
• Duration requested
• (Standard, GFE or PSE)
Serious enquiries only. Respectful communication is appreciated.
Newest and hottest TS in Sydney
Bella here, young, gorgeous TS in Sydney’s West ✨
I’m 26, Asian, petite, and take pride in looking after myself so I can always present my best for my clients. If you’re looking for a premium experience with someone who is beautiful, healthy, confident, and respectful, you’ve come to the right place.
I am a premium TS companion, and I value quality over quantity. My time is reserved for genuine clients who appreciate discretion, respect, and a high-end experience.
I’m primarily a bottom, though I may occasionally top depending on our connection and chemistry.
In call Rate:
• $600 per hour (all inclusive)
Drug-free only. I do not participate in PnP, so please don’t ask.
I welcome clients of all backgrounds and ethnicities. As long as you’re respectful, clean, and hygienic, we’ll get along just fine.
For bookings and further details, call or text me.
SEXY BRUNETTE.UNRUSHED PASSIONATE GIRL
Hi Gentlemen,
Requires no payment in advance.You won't be charged in the event that you decide to back out.
I'm Dora 26 attractive slim gorgeous brunette. Natural D cup breast and 165cm tall. I'm eager to please you and make sure you'll have a great time and cum back for more. I am all-natural beauty. Allow me to pamper you, I'm the girlfriend of your dreams ready to fulfil your fantasies! i offer an independent and discrete fun service at its finest...waiting to make your day unforgettable.
I’m an open-minded, friendly and cheeky kind of girl. So how about we explore and play with each others bodies together Tonight? ;)
Service:
Girlfriend Experience Sex,
Cuddling,
Body to body rubbing,
Body rub,
Relief
Girlfriend Passionate kisses,
Mutual Play
Different sex position
Shower together
Face sitting
Foreplay
Sexy Lingerie
High Heels
I can do extra service but with extra charge baby.
Want to have good suck? I am a good sucker. Private number will be not be answer.
Faye - an irresistable little snack for those with an insatiable appetite
Hey, I'm Faye - the perfect blend of friendly, enticing & flirtatious!
I'm quite a down to earth individual with a naturally comforting presence who relishes in not just the physical parts, but every aspect in-between. I love to chat & converse with people - I feel that it's equally as important to connect, get to know one another a bit to create a kind of chemistry that can't be bought, it can only ever be made organically.
DISCLAIMER - *please read the entire ad before you text me!
*Currently ONLY advertising HERE (Escorts and Babes)
*Deposit required for ALL bookings, no exceptions
*Deposit & photo ID required for outcalls
*Text or email only- more responsive over text - phone calls will be ignored
*Newcastle is my base location, I tour as well so make sure you're looking for the right place & date
*If a tour has dates, it's confirmed. If not, it's to assess interest- if you want to confirm a touring location, PREBOOK me
*I only offer in person experiences - no content/virtual sessions
*I do NOT OFFER BBBJ/UNPROTECTED SERVICES
AVAILABILITY
Newcastle - I'm back!
Available for incalls Thursday 16th July, Sunday 19th & Monday 20th July
Also taking incall enquiries for Friday 17th July
Outcalls available most days
Sydney - Taking enquiries now for Friday 24th - Sunday 26th - LEAVING SUNDAY MORNING!
Western Suburbs, prebooking is recommended as I already have limited availability some days
💙
I'm a petite Australian/European mix with curly brunette hair (can be blonde if you'd like it to be), big blue eyes, soft curves that are all natural. I have a girl next door look, but my personality is naughty and nice, sugar and spice. I give back the energy that I receive - approach me with minimal effort, manners or respect in your enquiry & I'll send it right back
Please message me the following to make a booking:
- Your name
- Location
- Preferred date/time
- Duration - how long you'd like to stay
- My place (incall) or yours (outcall)
- What type of booking - standard service or if after any extras
Rates listed on my ad are for standard service, which includes:
massage/cuddling, kissing (closed mouth), hand job, protected blow job, protected sex (multiple positions)
EXTRAS - what's included for each can be slightly curated to your own taste, you just need to ask me!
GFE: - $150 - kissing/dfk, oral on me, fingering, toys
PSE: - $250 deepthroat, sloppy bj, rough sex, light spanking/choking, toys, dirty talk, dom/sub
GREEK: - $300 - anal play/anal - please note that I need to prep for this so must be arranged in advance
PEGGING: - $150 - anal play/anal - range of toys and dildo sizes!
COUPLES/THREESOME: - FEMALES GET DISCOUNTED RATES - PRICES VARY - please text me with all the details of booking listed and we'll go from there
BDSM/ROLE PLAY: - PRICES VARY - please tell me what you'd like to include and we can go from there
NEW! INDIAN RAVALI Fresh to industry 💋
Hey Guys..
I'm Ravali from the southern part of India, 26 years old, stands 169cm, slim size 10 with a natural 36 C firm boobs and extremely seductive
I'm the type of dusky Indian girl that most men crave. Be in control, as I've been warned that my lustful tempting eyes are difficult to handle, my one glance may make you horny & uncontrollable. Let’s explore the art of sex together. Unleash your desire and taste me before you miss out!
I understand that there are a lot of fake ads and photographs online - so I have uploaded a verification video on this page. Furthermore, my photos are verified by the advertising team. If my profile is not convincing don't bother to contact me, as our time is precious. I provide safe traditional sexual services which will be an unforgettable lifetime experience for you!
Located near to Parramatta train station
Contact me at 0431654468
15 minutes - 100
30 minutes - 200
45 minutes - 350
60 minutes - 450
Note: Apologies 🙏🏽 Due to high demand as I'm new to the industry, I couldn't answer back to your calls and text messages on time. Furthermore, I choose to see a limited number of client's in a day to ensure provide an unforgettable lifetime experience, Therefore keep trying as you might be the lucky next one, Thank you so much for your patience gentleman.
ATTENTION 😉
🙏🏽 I specify that I’m very selective and only meet a gentleman with excellent behaviour & good hygiene, Physical appearance doesn't matter to me.
🙏🏽 Time wasters & fake booking mobile numbers will be blocked, and All Blocked / Private numbers will be auto-reject.
🙏🏽 No CIM, COB, or Anal & definitely no natural services so, please don't request any kind of unprotected sex.
🙏🏽 Aggressive, abusive and disrespectful behaviour is not tolerated and the appointment will be cancelled with no refund.
🙏🏽 Please don't bargain my rates.
*** PLEASE DON’T REQUEST FOR FACE PICTURE, OTHER THAN THAT MY PICTURES & VIDEO ARE REAL NOTHING IS FAKE.
Come to me, I will show you the unseen lust.
Lustful sugar baby Ravali ❤️
Club 220 Luxury, lust, and ladies who know exactly what you want. 💥🔥
Welcome to Club 220 Penrith — where desire is indulged, fantasies are explored, and every visit is designed to leave a lasting impression.
Hidden discreetly in Western Sydney, Club 220 is a luxury gentleman’s club created for those who crave intimacy, excitement, and exceptional company. Following extensive renovations, our venue now offers a sleek, sensual atmosphere with sumptuous private suites, private parking, and a discreet rear entrance — so you can relax and let go the moment you arrive.
Inside, you’ll discover a captivating selection of Australian, European, and Exotic ladies, available 24 hours a day, 7 days a week. Each woman is chosen not just for her stunning looks, but for her confidence, chemistry, and passion for creating unforgettable encounters.
Whether you’re tempted by youthful allure, magnetic energy, or refined experience, every moment at Club 220 is tailored to your desires. Our ladies are warm, attentive, and genuinely invested in delivering pleasure that feels personal, indulgent, and deeply satisfying.
From seductive conversation and sensual touch to lingering moments you won’t want to end, Club 220 is where fantasies come alive in an atmosphere of comfort, discretion, and indulgence.
Our professional receptionists are friendly, discreet, and refreshingly honest. Tell us what you’re craving, and we’ll guide you toward the perfect companion — no guesswork, no disappointment, just exactly what you’re looking for.
Club 220 isn’t just somewhere you visit.
It’s somewhere you escape to.
Experience the most enticing gentleman’s club in Penrith and Western Sydney.
Club 220 — indulgence without limits.
⚡💘💙Club 220! ALL AUSSIE LADIES - Available Now! We Are open.
www.club220.com.au
220 Great Western highway kingswood
90555377
Instagram. club220_kingswood
Katie ❤️~> Girl with the Dragon Tattoo 🐉
Hi Gents! 😁 my name is Katie, 💋
I am an independent Thai girl working for the next few days from Sydney
I have 36 D boobs with a Dragon Dragon Tattoo.
I am an exotic Thai Queen with a petite body and a great Booty 🍑
I can be your lady in the street and a freak in the sheets. Or if you wanted a very compassionate girlfriend experience, I am your exotic queen.
From the moment you enter my bubble, I will make you feel comfortable and we will definitely have a laugh.. While your at the top of your laugh, I will deep throat your cock so hard.. Your mouth will stay open.. Haha that's the type of girl that I am. A bad bitch if you want me to be... or your loving, caring girlfriend that will ease you into bed and start with a massage, then some nice strokes on your cock.
Well I hope I painted a nice picture in your head by now...
Give me a text and book me to be your whore 💋 or your girlfriend. ❤️
IMPORTANT ❗️🔴❗️📢❗️🔴❗️
🫵 DO NOT ASK FOR NATURAL SEX!
🫵 DO NOT ASK ME TO SEND YOU PICTURES.
🫵 DO NOT SEND ME YOUR PICTURES.
🫵 KEEP YOUR BOOKINGS MSGS SHORT & SWEET.
PLEASE SEND A TEXT Message to 0466248662📱
📣❌❌ NOT ACCEPT INDIAN 📣❌❌
- Your name
- Your age
- Time of booking
- Duration of Booking.
- Location - if it is an Outcall.
My prices are:💵
INCALLS
30 mins $200
60 mins $300
OUTCALLS - requires a $50 deposit.🚖
60 mins $400
minimum 2 hours
60 mins $500 if just 1 hour
+ UBER fees
MY EXRAS📚
Deep throat $100
BBBJ $100
Kissing $100
Hope to see you soon 💋
Katie ❤️
*PARRAMATTA* POST OP 🔥 Carolina Blue Goddess 🔥
LIMITED TIME!!!
AVAILABLE SATURDAY 25th, SUNDAY 26TH, 27TH MONDAY 28TH & TUESDAY 29TH JULY only.
I am am working with my Trans Pre-Op friend Shakira.
Let me know if you're interested getting us both.
DON'T TEXT PLEASE
CALL GUYS
CALL GUYS DON'T TEXT PLEASE!!!
Hi guys,
EXOTIC ASIAN MIX. I am POST OP, means I have a VAGINA
Asian/Hispanic mix which make me so very feminine, nice skin, gorgeous, sexy and sensual, passionate.
I love guys who smell nice, nice cologne.
I HAVE ONLYFANS TOO
You can check out my onlyfans page
https://onlyfans.com/sexybarbieblue2020
You can view my pics and vids of me through direct message. On my onlyfans page. I am sure we can have a good time on my onlyfans page. Subscribe and see you all there.
Carolina Blue xOxOxOx
Hot gorgeous transsexual in PARRAMATTA now
Hello Gentlemen...
My Name is Trans Lily and I am an active pre op transsexual with 7 inches down below CUT for your pleasure and DD breast size.
I also can be passive and versatile to fulfill your needs. Offering the Ultimate girlfriends experience.
My captivatingly flirtatious charms will capture your heart and mind.
My sexy brown and curvaceous body is a pleasure to the eye.I will lavish you with warmh, affection and sensual touch.
I believe in providing nothing less than the best.
I cater to the mature, respectful, serious and established Gentlemen who appreciate the company of quality companionship.
I am available for a very short time. so, dont miss the opportunity to enjoy an unforgettable satisfying time.
I only accept booking strictly on an appointment basis with advanced notice.
Private numbers and text messages will not be entertained.
NO TIME WASTERS ....
$250 FOR 30MIN
$350 FOR 45MIN
$400 FOR 1 HOUR
$500 FOR 1 HOUR WITH CUMM
$800 FOR OUTCALL(MAJOR HOTEL)
CALL ME AT 0420792116
😈Daddy, CLAIM Me 😘 "Kokoro’S 25YO SIN TEMPLE – YOUR COCK’S NEW RELIGION" 🔥 PARTY Friendly 💋
"DADDY’S 25YO ADDICTION"
(Your name tastes better when I scream it.)
"You’re staring. Good. Now come ruin me."
📍 INCALL (my thighs are open) | OUTCALL (I’ll ride you home)
I’m Kokoro. 25. Tight, and trained to milk you dry. That sweet smile? A trap. These lips? Wrapped around your cock in 5 seconds flat. My pussy? Soaked just from watching you squirm.
I don’t do "gentle." I do hungry eye contact, choking on your length, and begging you to fuck me harder—even when I can’t breathe.
WHY YOU’LL OBSESS:
💦 Feral—I’ll claw your back raw while you stretch me to the hilt.
💦 GFE that’s just foreplay—cuddles turn to creampies, kisses turn to throatfucking.
💦 Oral fixation—I deepthroat like a pornstar and swallow like a good girl.
💦 No rules, just pleasure—your dick owns me for the night.
YOUR DIRTY CHEAT SHEET:
✔ Body worship—your tongue everywhere, my moans in your ear.
✔ Face-fucking—grip my hair, make me gag, then wipe my tears.
✔ Brat taming—"innocent" until I’m sobbing your name.
✔ Squirt show—drench your sheets while you pound your initials into me.
✔ Overnight drain—fall asleep buried inside me. Wake up hard. Repeat.
HOW TO CLAIM ME:
🔸 INCALL: My bed’s already sticky. Bring more.
🔸 OUTCALL: I’ll arrive in lace. Leave in your cum.
📲 0435 116 597
Text me one word: what you’ll do to me first.
"I don’t just fuck. I brand you." —Kokoro 💋
TS KAYA LARISSA THE SEXY TRANS U DESIRED N LOOKING FOR!! BEST IN TOWN NOW
PARRAMATTA CITY AREA NOW! ZERO FOUR THREE FOUR TWO TWO THREE SIX FOUR SEVEN! HORNY GORGEOUS SEXY BOTTOM TOP TS KAYA LARISSA! PLEASE TEXT/CALL/WHATSAPP OR TELEGRAM ONLY! 0434223647. Have you been let down by other person before this by not being able to provide the service that you always wanted? Well look no further, cause I am the definition of pretty, fun and professional.
Hello, my name is KAYALARISA and I am your beloved petite Asian T-Girl, ready to serve you at any time.
Weight by only 50kg, petite in figure, 5ft 2 with 6 inches cock and my 34D breast, I've always being told that I have a very ladylike features.
Are you looking for someone who can be passive with you? -contact me.
Looking for an active ladylike t-girl on bed? - sounds like me.
What about someone who can be romantic and kinky at the same time? - +61434223647
Searching for someone who can spend time with you with reasonable rates? - you know what to do, you're already on her page +61434223647
Born in a month of Scorpio, I'll embrace my ruling planet, Mars, on bed. If Sun is confidence, Mars is courage. If Venus is romance, Mars is sex. There you go.
How to reach me me? It's easy. Just take out your phone and save my number. When you're ready for a fun time, kinky time or maybe a romantic session, you can call me right away.
For the first-timer, you're always welcome. Let me help you and guide you through, just don't be shy to explore.
I think I have described myself well humbly enough. I can brag more in this description box but actions speak louder than words. Let me help you through to get the best experience with T-girl. Just stop having a second-thoughts and let me be the one that you're looking for. So what are you waiting for? Dial up my number +61434223647 now.
XO,
Xxxxxxxx
KAYALARISA
You can reach at this number :
+61434223647
Always look after for my client and treat nicely. U get what u see in my photos! ???? real me! U can call me for more information. +61434223647.
My rates is
$200 for half
$300 for 45mins
$350 for 1hr
$700 for 2 Hours
$100 for Juicy juice cum
TS kaya Larissa is beautifully gorgeous with 6 inches medium size south east asian background originality. I am totally genuinely real with good english at the same time very friendly thats someone u can easily connect with.
Tanned gold skin with flawless skin that make u guys craving until u cannot control urself to eat me. For first timer i can look after for u. Im here to guide u and be gentle also u can enjoy first moment with me. I always get tested at the same time have OCD hygiene person. Provide clean towel and have nice comfort bed so u can enjoy the moment with me.
No private number! No time waster! No natural sex! No video call! NO DRAMA! No drugs! No alcohol or drunk! No Transfer! Please be Nice and Respecful.
U can reach me by CALL, TEXT, WHATAPPS OR TELEGRAM ONLY! +61434223647
SEXY HORNY Kaya Larisa
Affectionate European MILF 0416 833 763
I'm a sexy European 39 year old lady. Tall and long legged with a natural 14 DD cup bust.
Beautifully spoken and affectionate gentle caring and genuine.
Please text for an appointment in Westmead
Incall Price
30 min $150
45 min $200
60 min $250
MOBILE: 0416 833 763
SMS for Outcall rates extra $$$
Mobile: 0416 833 763
GISELLEFOX
My name is GIselle Fox!
I am an Australian/ European bombshell- intelligent, classy and elegant. I am frequently told I am very different from the rest as I'm not just a stunning girl but a beautiful sweet fun bubbly soul. Let my killer smile and tight curves take you to a place you have never been before!
I've also been told many times by clients that my pictures do not do me justice and when they meet me, they are absolutely mind blown.
Warm, sweet, attentive & inviting with the perfect amount of naughtiness to match!! I enjoy spending one on one time with my clients, providing a non rushed, passionate encounter that will leave you wanting more.
I can't wait to meet you, let’s have some fun together!
XOXO
Gisellefox
To make a booking TEXT only
0405343159
PLEASE NOTE THE FOLLOWING I DO NOT SEE
INDIAN MEN
PAKASTANI MEN
SIR LANKAN MEN
PUNJABI MEN
NEPALESE MEN
Every other nationality In the world is welcome !!!;)
Outcall Japanese Heidi. kemonokko tsuushin. Escorts Sydney
I'm Heidi. Private independent escort from Japan
bring it on! sexy video sex,Hardcore SEX.
Are you bored at work? Or you in the distance.
- I'm ready, with some music, sexy bikini stockings and high heels...
Upon receipt of payment. i will call you right away
kiss hug touch
Mutual oral including 69
360 degrees without dead angle, natural blowjob
Ejaculate anywhere below my neck
Fetishes (Feet, stockings. High heels, body worship)
Costume Role Play (Drag Queen)
vibrator on me
Japanese nuru massage
deep throat no gagging
suck/ball lick/or lick my whole body
watch porn tv together
spanish/tits masturbation
shaved pussy
favorite doggystyle
Provide free ice mineral water and drinks
Covering GFE
Anglo-French-Spanish Affectionate Tongue Kiss
Ice and Fire Natural Blowjob (Cum anywhere)
cum in mouth or on my face
hostess
sex toys in different sizes
BDSM, butt plug vibrator
Give you golden rain
2 minutes shot (No face shots)
Turkish Stepdaughter Fantasy Party
Spray water
My photos are officially verified, ads are updated at all times, and no other photos will be sent to you other than the ones shown.
❌Natural sex and anal sex are not provided
❌No more additional photos will be sent to you
❌not swallowing
❌ No haggling
❌Couples not accepted
❌I don't lick anus because I'm a princess
Money well spend. Photos speak for myself
Hi.First of all thank you for noticing me and checking out my profile. I am an independent touring escort.happy to send current photo to confirm.
I am 26 years old,I am one of the most gracious girls you could meet ... until I get into the bedroom. I am very horny and raunchy and love all services, 69, French kissing, body slide,Doggie, cob, passionate full service. Full girl friend experience,touching and cuddle,
Sex in different positions.
Give me a call baby.i am at my horny age. I need multiple cums every hour.
I also love to wear beautiful sexy underwear, I always make sure myself look amazing with my sexy French glamour wear , stockings, suspenders, and high heels.
I am a independent provider and I take care every minutes of our time, Never rush for you, I enjoy this job and assure you my best and top service.
I am a well trained masseuse and does good Therapeutic Massage services.
I can guarantee the time we share together will be both memorable and exciting!
In meeting me, you will notice I truly enjoy getting to know my lovers on a very personal and intimate level. I am free spirited, very open-minded and believe sexual pleasure is a human right. l have a large sexual appetite and have always fantasized about being a high-class escort and believe I have found my true calling.
PARRAMATTA CBD BEST OF BOTH WORLDS 🔥🔥🔥 Ts Karisma 0423 296 836
CALL OR TEXT 0423 296 836
- INDEPENDENT TRANSSEXUAL ESCORTS PROFESSIONAL & DISCREET.
- I'M FUN, RESPECTFUL & VERSATILE (TOP & BOTTOM).
TS KARISMA
Best latin service
Hi guys, i am the most sexy and hot colombian girl, come to see me and get the best experience.TS BLACK BARBIE
Black Barbie
- looking for a men to spoil me and worship me.
- just joined the scene👀
- BIG THICK ASS
- BIG DICK
- no time wasters.
- looking for great loyal people.
- THE BADDEST BITCH.
- EXCLUSIVE CONTENT AVAILABLE
please message me on
instagram - Ms_ayshadadoll
& what’s app - 0415031448.
please text me on my and ill reply asap.
Seductive Latina Fire 🇪🇸INCALLS PARRAMATTA/SYDNEY OUTCALLS 💋💦
Hey Handsome, Come Play with Isabella… Your New Favourite Addiction 💋🔥
At first glance, you’ll meet the bubbly Latina with the warm smile, sparkling eyes, and soft feminine energy that instantly pulls you in 🥵
But the moment we’re alone… I turn into your naughty secret. A fiery, teasing Latina who loves slow seductive touches, deep eye contact, and that spicy energy that keeps you begging for more 🔥
I’m blessed with dangerous curves, a perfect hourglass figure, and a fat juicy ass that claps just right when I ride you. Sweet & classy in public… an absolute freak behind closed doors 😈
Super friendly, discreet, and always ready to party & play. Whether you want a passionate GFE or something much nastier with PSE, I’ll make sure you leave completely addicted 💦
Ready to book, babe? Text me now:
🎀 Your name
🎀 Age & nationality
🎀 Incall or outcall
🎀 Preferred time & duration
To confirm and secure your spot, a small deposit is required via PayID. All bookings are handled exclusively through this number — I’m not associated with any other contacts.
Think you can handle this fat ass clapping for you? Come explore every curve and every nasty little desire you have… I can’t wait to meet you 😘
Sexy Girl Private Massage in Parramatta (Private Entrance)
Hi Lovers,
Full-body experience, ending with ultimate hand relief. Whether you're a hardworking professional or a pleasure seeker, this is the perfect escape.
Step into my luxury private apartment in Parramatta and experience the art of true sensual indulgence. I offer an exquisite massage designed to awaken your senses and melt away stress.
I am sexy and playful—here to fulfill your deepest desires.
B2B & Happy Ending:
30 min – $90 –>$80
45 min – $110 –>$100
60 min – $130 –>$120
(For other services, please ask inside the room.)
New Opening Special! Enjoy an extra $10 off all services on top of the current prices! Limited-time offer. Book now!
Text me now (Appointment Only)
WeChat ID:Parramatta555
Location: Parramatta NSW 2150 (Private Entrance)
Parking:Parking available in the Westfield
Availability is limited—contact me now.
Page 66 of 104